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Who Knows What About Their Pensions?Financial Literacy in the Chilean Individual Account System
Chilean pension system Incentives Benefits Social Protection Survey Financial literacy Pension life cycle Multivariate regression
2016/3/18
This paper examines the question of what affiliates of the Chilean pension system know about their pension system, and whether they respond to incentives to learn more about their benefits depending o...
Literacy Gaps by Educational Attainment:A Comparative Study of 19 Countries
literacy skills cross-national variation educational attainment
2016/3/18
Using data of literacy skills among adults aged 26 to 35 from the International Adult Literacy Survey, we compare the degree of literacy gaps between those who completed tertiary education and those w...
Financial Literacy,Schooling,and Wealth Accumulation
Chile Educational attainment Financial literacy Health and Retirement Study Household wealth accumulation Instrument variable estimates Microeconomics Ordinary least squares Pensions Personality PRIDIT Savings Schooling Self-esteem Social Protection Survey Wealth
2016/3/18
Financial literacy and schooling attainment have been linked to household wealth accumulation. Yet prior findings may be biased due to noisy measures of financial literacy and schooling, as well as un...
Do Literacy and Numeracy Pay Off? On the Relationship between Basic Skills and Earnings
literacy numeracy earnings administrative data Germany ALWA
2012/10/22
Is there a reward for basic skills in the German labor market? To answer this question, we examine the relationship between literacy, numeracy and monthly gross earnings of full-time employed workers....
Exponential Growth Bias and Financial Literacy
exponential growth bias financial literacy household finance
2012/10/26
The tendency to underestimate the future value of a variable growing at a constant rate, an example of exponential growth bias, has been linked to household financial decision making. We show that exp...
The Factors Contributing to the Success of Community Learning Centers Program in Rural Community Literacy Development in the Islamic Republic of Iran: Case Studies of Two Rural Communities
Community Learning Centers Program Rural Community
2009/12/1
Literacy plays a significant role in community development. Without literacy, development goals cannot be achieved easily. Through literacy, the community does not face any challenge to improve their ...
This paper focuses on one of the potential benefits to improving the Nation's literacy the economic payoffs. A more literate workforce provides economic benefits to the members of the workforce themse...
A Framework for Assessing the Economic Benefits and Costs of Workplace Literacy Training
the Economic Benefits Workplace Literacy Training
2009/11/5
The purpose of this paper is to present these arguments theoretically to identify the key factors that influence the employer's and society's choices; to discuss some empirical evidence from earlier s...
Lessons Learned from a State-Funded Workplace Literacy Program
Lessons State-Funded Workplace Literacy Program
2009/11/5
Findings from an evaluation of a workplace literacy program funded by the State of Indiana are presented. Working with employers, providers were given considerable latitude to design their own trainin...
Poverty, Literacy and Child Labour in Nepal: A District-level Analysis
Child Labour District-level Analysis Nepal
2009/4/10
This article estimates the prevalence of child labour in the 75 districts of Nepal and then analyses the relationship of poverty and literacy on the prevalence of child labour, focusing particularly o...
Linking Literacy and Community Development：A Case Study of Women in New Orleans
Literacy Community Development Case Study New Orleans
2008/12/12
This paper examines the impact of a family literacy program in New Orleans , developed in response to low literacy levels, high drop-out rates, and a corresponding lack of resident participation in co...
LEARNING IN SOLIDARITY: A UNION APPROACH TO WORKER-CENTRED LITERACY
UNION APPROACH LEARNING IN SOLIDARITY
2008/4/24
The article introduces the reader to developments with unions and literacy, a labour activity that is gaining a toe-hold on today’s union agenda. The historical role of unions and literacy is explored...
Immigrant Adjustment in Israel: Literacy and Fluency in Hebrew and Earnings
Immigrants Israel Hebrew earnings language
2013/10/17
This paper is an analysis of the determinates of Hebrew language speaking and writing skills and the determinates of earnings among adult male Jewish immigrants in Israel, using the 1972 Census of Isr...